Everything Property Owners Want to Know

Property for Equity is a development partnership model where property owners contribute their land as equity in a development project instead of selling it outright. We fund, permit, build, and sell the project. You participate in the profits from the full development value — not just the raw land price.

No. This is not a sale. Your property becomes your equity contribution to a joint development. You retain ownership until construction financing is committed. If the feasibility review doesn't work out, you keep your property with no cost and no obligation.

When you sell to a developer, you receive a one-time payment (typically a fraction of the project's eventual value) and walk away. In a partnership, you participate in the full development value — including permitting, construction, and sales margins. Owners who partner typically earn a significant multiple of more than a direct sale, though results are not guaranteed.

Property for Equity is operated by River Business Corp, a Florida company founded in 1998 and led by Daniel Jorge Oliveira. River Business is a vertically integrated developer with in-house engineering (Apice LLC), licensed general contracting (Florida Professional Contractors LLC), and over 25 years of development experience in Florida.

No. Your contribution is the property itself. We fund all feasibility studies, permitting, engineering, construction, and marketing costs. Your land is your equity in the project.

Returns depend on the property, development type, and market conditions. Illustratively, partnership returns have ranged from a significant multiple of what a direct sale would produce. Every project includes an minimum return floor on your land value. These numbers are illustrative — not guaranteed. Your feasibility summary will include project-specific projections.

The partnership agreement guarantees that the project must generate the minimum return on the appraised value of your land before developer profits are distributed. If the project underperforms, the developer absorbs the shortfall first. This is a contractual protection, not a verbal promise.

Through a waterfall distribution structure. First, your capital contribution (land value) is returned. Then the minimum return floor is met. Then, remaining profits are split according to the partnership agreement. Your independent attorney reviews the exact terms before you sign.

Developer and general contracting fees are capped in writing. Exact caps are defined per project in the operating agreement. These are defined in the operating agreement and subject to your attorney's review. There are no hidden fees. Open-book accounting means you can verify every cost.

Your title does not transfer until construction financing is committed. During the feasibility phase, you maintain full ownership. The Day-90 exit clause allows you to walk away at no cost. After closing, the property is held in a separate project LLC with defined protections in the operating agreement.

The minimum return floor means the developer absorbs losses first. The project LLC structure limits your exposure to the contributed property. Your personal assets beyond the land are not at risk. The operating agreement defines exactly what happens in underperformance scenarios.

During feasibility (Day-90 exit clause), you can walk away with no cost. After construction begins, the operating agreement includes buyout provisions that protect your equity position. All exit terms are reviewed by your attorney before you commit.

GMP (Guaranteed Maximum Price) contracts cap construction costs. A project-sized contingency is built into every budget. If costs exceed the GMP, the contractor absorbs the overrun — not you. Your equity position is contractually protected.

Typically a longer horizon from initial agreement to profit distribution. Feasibility takes Varies. Permitting takes Varies. Construction takes Scope-dependent. This is longer than a direct sale, but the return potential is significantly higher.

Raw land, commercial sites, multifamily land, mixed-use parcels, and residential properties on oversized lots or in high-growth corridors. The property should have development potential and a market value generally between a wide value range. We evaluate each property individually.

Yes. We require — not just recommend — that every owner retain independent legal and tax counsel. This is a significant financial decision. Your attorney reviews the operating agreement, equity terms, and all contractual protections before you sign anything.

No. Nothing on this website or in our materials constitutes legal, tax, or investment advice. We provide information about our development partnership model. All owners should consult with their own licensed legal and tax professionals before making any decisions.

This is addressed during deal structuring. Options include remaining on the property during the planning phase, temporary housing arrangements with costs built into the project budget, or other solutions tailored to your situation. Every arrangement is defined before you commit.

Existing mortgages and liens are reviewed during feasibility. Many partnership structures can accommodate existing obligations. The specifics depend on your situation and are reviewed by your independent financial and legal advisors as part of the process.

No. A standard residential lot in the right location can support new construction, a flip project, or a small multifamily development. The key factor is development potential relative to current value, not just lot size. We evaluate each property individually.