Path · Funds for Equity
You have capital. Put it in a priority position.
Qualified investors who want exposure to operator-led Florida real estate development — with a structural priority that puts your capital ahead of the developer's profit in the payout waterfall.
Who this path is for
Investors who want real estate exposure with structural alignment.
Operator-led Florida development
You're investing alongside an experienced operator with 25+ years and 350+ projects delivered — not a fund manager collecting fees regardless of performance. The developer is paid last, so incentives are aligned with yours.
Priority position in the waterfall
Your capital sits in a preferred-return position — a targeted floor that pays out ahead of the developer's promote. You get your capital back with your preference before the developer earns a cent of profit.
Project-specific, not pooled
Each investment is tied to a specific project in a single-purpose JV LLC. You know exactly what you're invested in — the property, the plan, the pro forma, and the exit strategy. No blind pools, no commingled funds.
Investor qualifications
This path is for accredited investors.
Funds for Equity offerings, when made, are conducted under applicable securities exemptions and are available only to investors who meet the SEC's accredited investor criteria.
Accredited investor status
You must meet the SEC's accredited investor criteria — typically $200K+ individual income ($300K joint) for the last two years, or $1M+ net worth excluding primary residence. Verification is required before any offering documents are shared.
Sophistication and risk tolerance
Real estate development is speculative and illiquid. You should understand that your capital may be tied up for 12–24 months or longer, that returns are not guaranteed, and that loss of capital is possible.
Independent counsel encouraged
We encourage every investor to retain independent legal and tax counsel before participating. The documents are straightforward, but your situation is yours — and you should have your own advisors review them.
How capital is deployed
Your funds go into a specific project — not a black box.
Project identification
A property owner contributes land through the Property for Equity, Home for Equity, or Land for Equity path. The project is underwritten, appraised, and modeled with deterministic math.
Capital call
Qualified investors review the project documents — the operating agreement, the pro forma, the waterfall, the risk factors — and decide whether to participate. Capital is committed to that specific project's JV.
Development and exit
River Business Corp develops the project. Upon sale or refinance, proceeds flow through the waterfall: senior debt, investor capital + preference, shared profit, and developer promote last.
The alignment
Why the developer being paid last matters.
Your position
Your capital sits in a preferred-return tier — a targeted floor that pays out before the developer's promote. You also participate in shared profit above the preference. The structure is designed so the developer only earns real profit when you do.
The developer's position
River Business Corp earns its promote only after members are made whole. The developer personally guarantees the construction loan — so the risk of non-performance sits with the operator, not the passive investor. Alignment you can read in the documents.
Explore for investors
See if the Equity Engine fits your capital.
Tell us you're an investor. We'll share how the model works, what a typical project looks like, and whether it aligns with what you're looking for.
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